Insights & Updates

A title search looks through public records and related property information before closing to confirm ownership history and identify recorded issues that may need attention. That can include mortgages, liens, judgments, unpaid taxes, easements, restrictions, rights of way, old unsatisfied records, or other matters that could affect the transfer of ownership. If you are buying,

In many Pennsylvania home purchases, buyers have a meaningful ability to shop for title and settlement services. A Realtor may recommend a title company, but a recommendation is not automatically the same thing as a requirement. Your lender, purchase agreement, financing, and the details of the transaction can still affect your options. So if your

No. Lender’s title insurance protects the mortgage lender’s insured interest in the property, not the homebuyer’s equity or ownership interest. A separate owner’s title insurance policy is designed to protect the homeowner’s financial investment against certain covered title problems, subject to the policy’s terms, exclusions, exceptions, and coverage amount. That distinction matters because both policies

Choosing a title company in Pennsylvania means looking beyond the insurance premium. Buyers should consider the company’s communication, experience with the applicable county, ability to explain fees, and process for identifying and resolving title issues. In transactions involving a federally related mortgage loan, federal law generally prevents the seller from requiring the buyer to purchase